$116,845.00
0.58%$4,206.48
6.25%$3.27
1.35%$806.75
2.78%$180.34
2.73%$0.999822
0.00%$4,200.20
6.43%$0.240814
8.94%$0.335515
-1.20%$0.805188
3.00%$5,093.95
6.79%$116,785.00
0.56%$43.73
7.72%$21.06
9.63%$0.450638
1.94%$3.92
4.43%$4,517.73
6.31%$4,514.01
6.67%$568.33
-2.04%$0.262742
2.16%$24.17
4.35%$1.001
0.10%$4,207.89
6.60%$121.29
-0.19%$3.43
2.35%$8.97
-0.14%$0.00001379
7.37%$0.999352
-0.02%$0.999938
-0.06%$10.85
2.27%$44.60
1.66%$116,815.00
0.49%$4.08
4.94%$0.00001232
9.89%$4.50
0.72%$1.19
0.26%$0.157647
3.24%$271.55
0.53%$0.734586
18.21%$302.35
6.57%$385.31
5.04%$1.06
-0.53%$23.16
6.13%$2.79
5.51%$1.042
3.36%$0.4197
15.46%$4.80
4.20%$5.63
4.98%$46.92
2.33%$220.21
2.93%$4,202.88
6.26%$0.095432
4.94%$0.462928
10.16%$0.03785226
3.82%$0.271587
5.38%$1.00
0.00%$0.247203
2.42%$1.00
-0.08%$4.73
3.85%$0.02502151
4.11%$0.00002713
4.75%$3.97
4.15%$16.97
1.78%$1.07
6.19%$4,789.08
6.56%$4.56
-0.22%$1.062
0.03%$0.330738
8.54%$9.55
3.67%$6.41
-1.75%$4,413.12
6.44%$0.716335
4.23%$192.21
3.05%$0.08591
2.30%$5.13
1.62%$2.62
5.48%$1.92
9.22%$115.00
1.06%$0.02305262
-1.05%$0.522833
6.89%$116,798.00
0.69%$4,425.64
6.50%$4,492.72
6.44%$4,499.47
6.09%$0.091965
-1.39%$0.999996
0.02%$11.44
11.71%$14.58
4.48%$0.02941677
0.55%$0.792423
6.79%$0.991087
6.30%$4,436.63
6.35%$1.00
0.03%$1.36
2.00%$1.83
6.26%$0.75365
4.79%$0.999844
0.35%$1.00
-0.00%$3,387.34
-0.24%$0.999936
-0.02%$116,762.00
0.36%$0.00012042
3.83%$0.00319003
-3.97%$43.70
7.57%$0.579057
7.74%$0.213292
0.53%$1.091
8.58%$203.58
3.16%$806.33
2.59%$1.19
7.84%$0.099392
6.12%$0.999729
-0.03%$0.316916
6.58%$0.383682
2.87%$1.004
6.35%$0.999704
-0.08%$2.87
4.34%$1.12
20.58%$29.46
6.85%$0.91974
14.83%$3,388.78
0.13%$116,799.00
0.42%$5.64
4.97%$1.12
0.06%$4,205.30
6.09%$1.41
6.50%$117,874.00
0.31%$0.152641
1.97%$4,391.00
6.24%$0.867645
7.60%$0.541387
3.66%$238.09
3.49%$0.207282
4.82%$0.01775458
7.52%$3.00
6.01%$0.01643463
5.39%$4,203.77
6.87%$0.457326
2.29%$0.128584
6.17%$4,206.70
6.50%$0.299919
5.30%$4,489.35
6.22%$112.12
0.02%$2.15
7.44%$1.87
5.86%$0.00000069
2.66%$1.082
-0.74%$0.998232
-0.03%$116,633.00
-0.04%$4,478.59
6.31%$0.999499
-0.13%$39.57
3.01%$0.24079
8.36%$0.385035
4.10%$0.061681
10.59%$4,633.69
6.45%$0.311908
5.40%$4,207.86
6.78%$0.41709
1.68%$0.00817406
-0.14%$0.00000148
13.55%$1.42
18.05%$0.99787
0.03%$0.576372
0.77%$0.00621081
11.07%$0.00000137
-0.08%$116,952.00
0.70%$3.07
7.66%$4,611.04
6.28%$0.184961
4.37%$0.497049
0.45%$116,071.00
0.06%$27.35
4.53%$0.527529
1.79%$0.136857
8.17%$0.072674
-0.61%$0.00877546
7.68%$1.22
11.32%$54.50
13.31%$0.639989
3.99%$0.99969
-0.04%$7.78
8.54%$0.658088
5.71%$1.43
4.51%$4,184.79
6.35%$0.998149
-0.08%$0.01427545
1.53%$0.409458
21.07%$4,203.29
6.44%$8.41
-1.31%$0.77319
6.49%$0.00000048
0.14%$7.04
5.97%$0.00540314
3.10%$6.57
4.08%$16.01
5.15%$1.42
13.51%$1.16
0.11%$14.71
0.88%$0.00002177
4.34%$1.001
0.31%$0.397486
1.68%$0.091291
8.92%$5,093.21
6.55%$0.058879
7.08%$0.04348102
5.92%$0.02189821
-3.36%$2.52
5.45%$0.00811666
6.24%$0.999945
0.02%$10.78
0.00%$1.095
-0.01%$0.29273
4.72%$0.999503
-0.18%$5.01
-1.18%$0.0376398
4.94%$0.160016
3.44%$0.571615
5.80%$0.999785
-0.00%$198.14
2.55%$116,854.00
0.58%$29.43
4.13%$4,417.61
6.45%$0.142378
2.61%$4.58
4.19%$24.19
4.39%$22.75
0.97%$0.176476
0.99%$43.65
7.03%$0.360201
4.16%$137.87
7.29%$0.541609
3.66%$0.784566
-1.31%$1.29
3.92%$0.00006313
3.58%$0.246887
2.39%$4,736.93
6.34%$0.569581
2.07%$0.00507769
13.40%$116,635.00
1.33%$116,763.00
0.50%$0.999767
0.03%$0.805493
2.80%$0.03381592
2.16%$4,209.52
7.23%$0.337556
5.98%$0.694802
-0.62%$0.00324196
1.73%Reading
Blockchain: It's where you can buy Bitcoin, digital pictures of Bored Apes, and—for a brief time—Teslas.
Also: houses.
USDC.Homes, a company that partners with mortgage lenders and brokers to facilitate crypto home loans, has completed its first sale via DeFi lending protocol Teller.
The new owner took out a $500,000 USDC stablecoin mortgage on an Austin, Texas, condo valued at $680,000.
Teller is calling it the "first unsecured DeFi mortgage;" the borrower didn't put up collateral (though he did make a down payment in USDC) but won the loan on the strength of his credit score.
Moreover, Teller says that all of the loan transactions took place on-chain via Polygon's Ethereum sidechain for making transactions faster and cheaper.
Tax Day is coming, and the crypto world is paying attention. Decrypt's Jeff Roberts, Stacy Elliott, and Adriana Hamacher discuss what people and businesses need to know about crypto and taxes with special guest Nicholas Mowbray of Baker Hostetler.
The upside of crypto mortgages is that those who hold a lot of digital assets don't need to liquidate their holdings to buy a home—which would trigger capital gains taxes.
Decentralized finance loans–which enable people to lend and borrow via a computer program without using a bank or other intermediary—have typically required collateral. This means that to get a loan in crypto, you have to first deposit a certain amount. If the price of the cryptocurrency drops too much, the protocol can then cash out your deposit to avoid a loss.
Teller, by contrast, specializes in no-collateral lending by mingling on-chain lending with off-chain data, such as credit reports.
Venture capitalist money continues to pour into decentralized finance. Today, DeFi lending protocol MetaLend announced it has closed a $5 million seed round led by Pantera Capital. Also participating in the round are Collab+Currency partner and Sky Mavis board member Stephen McKeon, Vietnamese blockchain gaming guild Ancient8, and angel investor and MetaStreet co-founder David Choi. MetaLend says the $5 million will go to product development, bringing on new talent, and ramping up marketing effo...
To Teller founder and CEO Ryan Berkun, it blends the best of both worlds: "This innovative mortgage loan market, built on the Teller protocol, integrates a mainstream user experience with the digital asset backend infrastructure of DeFi."
USDC.Homes has plans to expand beyond Austin to all of Texas and, eventually, the rest of the U.S.
SatLayer, a Bitcoin restaking platform, announced Wednesday it’s extending Bitcoin’s use in decentralized finance to Sui, the speedy layer-1 blockchain launched last year. With Sui’s focus on fast transaction speeds, SatLayer’s integration will enable developers to leverage Bitcoin’s $2.1 trillion footprint in building DeFi applications, which aim to exclude third parties from transactions in areas like trading and lending, SatLayer said in a statement. Sui’s network is already home to a budding...
It's been a big week of DeFi news for the Donald Trump-backed crypto venture, World Liberty Financial (WLFI). Earlier this week, the project expanded its portfolio with $5 million worth of investment in three major assets: Ethereum (ETH), Chainlink (LINK), and Aave (AAVE). The acquisitions include 2,631 ETH at $3,801 each, 41,335 LINK at $24.2, and 3,357 AAVE at $297.8, according to on-chain analytics platform Lookonchain. The purchases mark WLFI’s first foray into LINK and AAVE, diversifying it...
Crypto yield marketplace Superform announced Wednesday the launch of SuperUSDC, a product billed as a “set and forget” opportunity for earning high yield on Circle’s stablecoin. Since its launch in early access this year, the platform has functioned as a decentralized marketplace for yield protocols. Projects can list vaults on Superform, which are linked to yield opportunities on Ethereum as well as dedicated scaling solutions like Arbitrum or Base. SuperUSDC offers DeFi users “automated, non...
